Novare Capital Management offers comprehensive cash flow planning services including retirement planning, education funding, estate planning and charitable giving strategies. Our philosophy is to build a sound financial plan that meets your goals and objectives and provides for your lifestyle.

Steps to Creating a Comprehensive Cash Flow Plan

• Listen carefully to understand a client’s financial goals & motivations
• Analyze client’s current financial situation to identify strengths and weaknesses
• Discuss age, time horizon, risk tolerance, tax situation, liquidity needs, etc.
• Assess need for comprehensive financial plan/cash flow plan
• Determine clients’ investment goals & objectives
• Collect & organize relevant data – income, expenses, tax returns, investment statements, estate documents, life insurance policies
• Analyze data using Cheshire Wealth Manager Software
• Complete net worth analysis
• Run Monte Carlo analysis to determine the probability of success
• Present Cash Flow Plan to client
• Review and update plan on annual basis